If you want your business to thrive and your customers to be happy, you must have the ability to accept credit card payments. Financial Innovations Group has the credit card processing solutions for every type of business, including:
- Retail Store Front Business
- Financial Institution
- Service Business
- Government Entity
- Wireless Merchant
- Mail Order/Telephone Order
- Online Internet Business
Here at FigPay, we know how important it is to be able to process check payments quickly and safely; that’s why we offer two of the best programs to serve your needs: Electronic Check Conversion (ECC) and our traditional Check Guarantee. FigPay utilizes many different verification systems and references to negative check files to ensure that merchants can accept a check payment in the same way they would handle a credit card payment. FigPay protects merchants from wasted time, bounced checks, as well as fees and penalties from banks by using Check Guarantee or ECC. In addition to protection, FigPay’s check services include electronic deposits, stop payment protection, 90-day same-as-cash, and many other features. The Check Services programs offered by FigPay does more than just protect merchants from bad check writers, they also provide flexible payment options to your customers.
As a merchant, it is always a good idea to keep your customers happy and thank them for their business. Great businesses offer gift and loyalty cards designed with their customers in mind. FigPay has programs and packages designed specifically for your business, and our experienced account representatives will help you pick the perfect solution to fit your needs. In addition to their standard use, gift cards can also be used instead of cash when you need to issue a refund, to run promotions, and to bring in more revenue. FigPay will take care of you from start to finish; from printing your gift or loyalty card design, to installing your equipment, to training you how to use it – we’ve got you covered. Call us today for more information about our gift and loyalty card options.
ACH, or Automated Clearing House is used to quickly process payments electronically and to save the time of writing check after check. Although ACH has been around for a long time, it has been upgraded and improved over the years to benefit merchants. Most merchants need the basics of ACH, but many need more than just the basics and require complex workings to manage their clients.
At FigPay, our competitive rates, extensive and detailed reports, optional customizations, and knowledgeable experience, we will teach you how to accurately capture ACH transactions and work this service into you or your client’s business.
FigPay knows how important it is for you to expand your business and grow your customer base. With a cash advance for merchants from Capital for Merchants, you can do just that –without paying the expensive bank fees or fitting their criteria for a loan! CFM is perfect for any merchant who wants their business to succeed!
FigPay’s simple application process only takes 24 hours to get approved, and it has a 95% acceptance rate. Within 3 days, you can receive up to $500,000 in cash, and you can start spending it on whatever your business needs. Rather than paying high-interest rates of a bank loan, startup fees, or monthly bills to pay back the advance, we just take a small percentage of your credit card receipts. With no collateral or personal liability, you can have the cash your business needs along with great terms and the lowest rates.
These days, it has never been more difficult for consumers to qualify for the financing that they need. Banks have raised their standards and lowered their credit limits to the point that they can get turned down – even if they have good credit. You know that as a business owner, you can’t take the chance of losing business just because a bank refuses to work with you. FigPay wants to help, which is why we work with Progressive and have a lease/purchase service for customers that can’t qualify for other means of financing. Our services have more than an 80% approval rate and have helped over 9,500 stores to increase their sales and customer base, and we can help you too.
To qualify for Progressive services without a credit check, we only have 4 simple requirements:
- Maintain employment with the same company for at least 6 months
- Earn at least $1000 a month, and deposit at least $500
- Have a checking account that has been open for at least 3 months
- Don’t have any NSFs or excessive overdrafts within the last 30 days
If you are looking for a top-of-the-line payment processing solution that can keep up with your busy life, look no further than Phone Swipe. With this service, you can use your smartphone or tablet and transform it into a portable POS system that allows you to accept payments on the go. With a free app and credit card reader, it’s the perfect solution for your business.
With Phone Swipe, you don’t ever need to be stuck at the store, or worry when your customer hands you their credit or debit card. With features such as being able to email receipts, inventory management, and custom real-time reports, you can literally take your growing business right to your customers. All of this, backed by Financial Innovation Group’s 24/7 support, and you will be one step ahead of the competition.
Being applied to any organization with PCI DSS for the transactions you take, transmit and the storing of cardholder data need to comply with certain information protection and security standards. FigPay is your first line defense and the answer you are looking for in doing business.
Merchants need to store credit card data, for recurring billing, for example, the PCI Compliance is critical for business to protect the financial data from vulnerabilities in a storage system.