Your Business Must Comply or Else

Small merchants, retailers, and organizations of all sizes are prime targets for data breaches. Companies need to become PCI Compliant which is designed to protect cardholder data and identify the vulnerable weak points to prevent your company becoming a headline!

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Skilled Hackers are Waiting for You.

With hundreds of breaches happening on a daily basis and tens of thousands being attempted, companies are now required to ensure the cardholder data and systems are free from obvious vulnerabilities , tested on  a regular basis or face enormous fines remaining “vulnerable” to breaches.

Your organizations’ data needs to be as secure as you can possibly make it, with being PCI Compliant and taking the other measures that are also in the FigPay System you can keep your customers information away from a breach.

What FigPay Has Waiting for You

FigPay has all the bases covered when it comes to credit card processing with the items below – click on the tabs to see each one.

If you want your business to thrive and your customers to be happy, you must have the ability to accept credit card payments. Financial Innovations Group has the credit card processing solutions for every type of business, including:

  • Retail Store Front Business
  • Restaurants
  • Financial Institution
  • Service Business
  • Government Entity
  • Wireless Merchant
  • Mail Order/Telephone Order
  • Online Internet Business
  • B2B
  • Hotel

Here at FigPay, we know how important it is to be able to process check payments quickly and safely; that’s why we offer two of the best programs to serve your needs: Electronic Check Conversion (ECC) and our traditional Check Guarantee. FigPay utilizes many different verification systems and references to negative check files to ensure that merchants can accept a check payment in the same way they would handle a credit card payment. FigPay protects merchants from wasted time, bounced checks, as well as fees and penalties from banks by using Check Guarantee or ECC. In addition to protection, FigPay’s check services include electronic deposits, stop payment protection, 90-day same-as-cash, and many other features. The Check Services programs offered by FigPay does more than just protect merchants from bad check writers, they also provide flexible payment options to your customers.
As a merchant, it is always a good idea to keep your customers happy and thank them for their business. Great businesses offer gift and loyalty cards designed with their customers in mind. FigPay has programs and packages designed specifically for your business, and our experienced account representatives will help you pick the perfect solution to fit your needs. In addition to their standard use, gift cards can also be used instead of cash when you need to issue a refund, to run promotions, and to bring in more revenue. FigPay will take care of you from start to finish; from printing your gift or loyalty card design, to installing your equipment, to training you how to use it – we’ve got you covered. Call us today for more information about our gift and loyalty card options.
ACH, or Automated Clearing House is used to quickly process payments electronically and to save the time of writing check after check. Although ACH has been around for a long time, it has been upgraded and improved over the years to benefit merchants. Most merchants need the basics of ACH, but many need more than just the basics and require complex workings to manage their clients.

At FigPay, our competitive rates, extensive and detailed reports, optional customizations, and knowledgeable experience, we will teach you how to accurately capture ACH transactions and work this service into you or your client’s business.

FigPay knows how important it is for you to expand your business and grow your customer base. With a cash advance for merchants from Capital for Merchants, you can do just that –without paying the expensive bank fees or fitting their criteria for a loan! CFM is perfect for any merchant who wants their business to succeed!

FigPay’s simple application process only takes 24 hours to get approved, and it has a 95% acceptance rate. Within 3 days, you can receive up to $500,000 in cash, and you can start spending it on whatever your business needs. Rather than paying high-interest rates of a bank loan, startup fees, or monthly bills to pay back the advance, we just take a small percentage of your credit card receipts. With no collateral or personal liability, you can have the cash your business needs along with great terms and the lowest rates.

These days, it has never been more difficult for consumers to qualify for the financing that they need. Banks have raised their standards and lowered their credit limits to the point that they can get turned down – even if they have good credit. You know that as a business owner, you can’t take the chance of losing business just because a bank refuses to work with you. FigPay wants to help, which is why we work with Progressive and have a lease/purchase service for customers that can’t qualify for other means of financing. Our services have more than an 80% approval rate and have helped over 9,500 stores to increase their sales and customer base, and we can help you too.

To qualify for Progressive services without a credit check, we only have 4 simple requirements:

  1. Maintain employment with the same company for at least 6 months
  2. Earn at least $1000 a month, and deposit at least $500
  3. Have a checking account that has been open for at least 3 months
  4. Don’t have any NSFs or excessive overdrafts within the last 30 days

If you are looking for a top-of-the-line payment processing solution that can keep up with your busy life, look no further than Phone Swipe. With this service, you can use your smartphone or tablet and transform it into a portable POS system that allows you to accept payments on the go. With a free app and credit card reader, it’s the perfect solution for your business.

With Phone Swipe, you don’t ever need to be stuck at the store, or worry when your customer hands you their credit or debit card. With features such as being able to email receipts, inventory management, and custom real-time reports, you can literally take your growing business right to your customers. All of this, backed by Financial Innovation Group’s 24/7 support, and you will be one step ahead of the competition.

Being applied to any organization with PCI DSS for the transactions you take, transmit and the storing of cardholder data need to comply with certain information protection and security standards. FigPay is your first line defense and the answer you are looking for in doing business.

Merchants need to store credit card data, for recurring billing, for example,  the PCI Compliance is critical for business to protect the financial data from vulnerabilities in a storage system.

Retail Business

FigPay offers you retail merchant accounts that will allow you to take customers’ payments quickly and easily, and even provide payment options. You get the security you need and the lowest processing rates in the entire industry – guaranteed.

For your Retail Merchant Account, FigPay stands out among the competitors by providing:

• Quick credit and debit card authorizations
• Your choice of stand-alone or PC systems, fully-integrated, or networked systems that are entirely flexible to meet your needs.
• Customizable and detailed reporting packages specifically designed for the retail industry
• One key reauthorization and networking

At FigPay, we are dedicated to providing top-of-the-line retail credit card processing services to your retail location.


No matter what terminal solutions you need for your business, FigPay has the merchant account with the hardware and software you need to handle all of the transactions you make. Whether you run a small café or a large restaurant, the features of a FigPay merchant account are specifically designed to make your business run smoother. In addition to supporting and accepting all major credit cards, our systems can also:

• Add tips to the bill, even after authorization has been completed

• Combine bar tabs and dinner bills into one simple payment

• Track and report tips and transactions by name

• Create and customize reports to keep track of your business

Custom Options

As one runs a business there always is something unexpected or unique to the business. When a company has that need to meet those unique situations or processes when it comes to transactions with credit cards, it sometimes can be an exercise in frustration. FigPay continues to build their large library of software and hardware solutions used in Credit Card Payment Processing. It’s the FigPay way of getting you what you want, cross a vast number of industries.

FigPay has your solution when it comes to the unique needs of businesses and industries. We also have developers who can create for your company customized solutions that have yet been realized with their API expertise and know-how. Please ask our representative for the right solutions for you.

Take a Moment Now and Get the Solutions Your Company Needs to Remain Profitable

Financial Institution

We provide enhanced security, world-class support and a variety of payment services to fit every financial institution’s needs. Our goal is to enhance your account holder’s relationships through quality electronic payment services at the lowest cost and with the highest integrity.

  • Merchant Processing – Offer your account holders an all-in-one reliable and secure processing solution that include retail EMV capabilities, online and mobile payments that are PCI Compliant.
  • Quasi-Cash Transaction – We facilitate the acceptance of payments in real time from customers through a secure hosted payment form.
  • Cash Advances – Provide for the Financial Institution’s customers with the flexibility and convenience of using credit cards to receive cash back from the Institution.

FigPay can set up for your locations all the types of merchant processing to offer for your members, account holders or shareholders that make up your corporation. We look forward to being of service to you.

Service Business

We can give you a service industry merchant account that is just as flexible and capable as your business. FigPay is the leader in providing businesses like yours the merchant account they need to process payments on-the-go.

The wireless POS terminals that we offer will allow you to accept a payment wherever and whenever. With us, your customers will trust that their payments will be processed safely and quickly. With a service business merchant account, you will be able to:

• Accept payments from all major credit and debit cards, checks, and even gift cards

• Accept and process payments in real-time

• Instantly issue credits to customers

• Completely void transactions quickly and safely

• Review all transactions online

Government Entity

You are held to a high standard and operate with efficiency and exactness at all times – especially when it comes to handling payments from customers. With FigPay, the leader in government agency merchant services, you will have access to our 24/7 support for government agencies. As the leader in serving government agencies across the nation and providing the payment processing solutions they need, we are always current with the most recent government regulations with us serving several government programs, such as but not limited to:

• Public Utilities

• Labor and Employment

• Child Support and Welfare

• Tax and Revenue

• Public Assistance

• Transportation

• Healthcare and Home Health Agencies

Wireless Merchant

FigPay’s secure wireless merchant services make mobile credit card payment processing as easy as turning on your mobile devices. Our wireless merchants have access to:

  • Direct access to customer’s credit card information, instantly verified and deducted from the customer’s balance.
  • the ability to access securely and any operating system, Apple, Android, and Linux.
  • Process payments using the encrypted card swiper to reduce your PCI liability. And protection against theft and fraud if the device were to be stolen or misplaced.

Accepting major credit cards where you are doing business is a huge plus in your ability to meet your customers’ needs and desires. Take the time today to see what you can get started with FigPay.

Mail Order/ Telephone Order

FigPay’s Mail Order / Telephone Order credit card processing solutions to increase your ability to gain the accounts you want. Now you can offer quick, secure transactions for “card not present” sales; Increase your clients’ ability for security with comprehensive fraud protection; Improve your loyalty with online account management. Simply put, accepting credit cards by phone or mail order is still important to maintaining sales and attracting new accounts.

Our MOTO merchant solutions are, of course, PCI DSS (Payment Card Industry Data Security Standard) certified, which helps to reduce risk to your clientele. Keeping each one of them from being a headline of warning on the evening news.

Online Internet Business

As the want and convenience of online shopping continue to grow, your clients’ consumers expect flexible payment options and faster checkouts. Remember more clicks you require, the more abandonment of the sale happens. FigPay can assist you to integrate for your eCommerce merchant accounts with major shopping carts, streamlining the transaction process for efficient online shopping and accurate reporting.

  1. Meet your customers’ growing demands and expectations
  2. Streamline the transaction process for more efficient shopping and accurate reporting
  3. Comply with PCI standards to ensure the highest level of data security and reduce shopping cart abandonment

Improve your clients’ satisfaction by offering a full range of payment options to their consumers. No doubt about it, online shopping and distance shopping will grow and will generate phone sales for your clients. FigPay offers its sales partners the best payment processing solutions in the industry!

Business to Business

Level 2 and Level 3 processing requires B2B merchants to include additional information on each transaction processed. In exchange for the additional information and the larger size of the transaction, the credit card companies offer lower interchange fees. Acceptance of Leve 2 and Level 3 payments reduces your fees and increases your profits. FigPay provides your company with a specialized B2B merchant account solution for accepting business, purchasing and corporate card transactions, including the software required to accept Level 3 payments.

Our integration solutions allow you to easily and seamlessly integrate payment processing into your current accounting, ERP or CRM software. We offer a variety of API”s and other payment plugins that fit popular business management systems. If by chance, we do not have an enterprise plugin that works with your software, we can collaborate with your business to develop and implement the one that you need.


With a Fig Pay hotel merchant account you will be able to accept credit cards throughout the hotel without a worry. Your payment system will be synchronized from the front desk to the gift shop, the individual rooms, restaurants, and even the spa!

With features that were specifically designed with the hotel industry in mind, such as one-key reauthorization, networking, and no-show flags, FigPay will help take your establishment to the next level. We are the leaders in hotel payment solutions, and much like your hotel, we know how important great customer service is for a business in the hotel payment solutions industry.

Protect Your Data from Being Breached

Through your FigPay Representative  your organization can become and remain compliant for your customers.

  • Not a One-Time Solution – Find out how to perform risk assessments of your systems periodically to remain compliant

  • Everyone Needs to be Involved – To keep data safe is not only a function of I.T. , it also involves employees of the company

  • Simplified Processes to be Compliant – FigPay walks companies through each step that is required of an organization to take

  • The SAQ is NOT Enough – A company’s completion Self-Assessment Questionnaire is only the 1st step in protecting data from being hacked

As a Small and Mid-Sized Business Consumer Trust is Paramount

FigPay Can Keep the Business-Closing Fines Away by Helping Your Card Processing System Compliant

For better rates and to become PCI Compliant Fill Out the Form Below

Comments or questions are welcome.

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Percentage per month for card swipes, manually keyed, phone or mail, Internet and other.

Today is the day to make sure your company can thrive and serve their customers without being hassled with any security breach